821 Cole St

Charlottesville, VA
$ 669,000 Beds 5 Baths 3.5 Sq 3,578
Monthly Estimate* How much can I afford?

OPEN SUNDAY 9/20 1 TO 3PM! Best price on the market in Albemarle County! This stunning home offers the perfect combination of spacious living, flexible space, and income potential with a separate full basement apartment previously rented for $1,450/month. Use it as a rental, ideal space for multigenerational living, or easily incorporate it into the main home. The main level features a spacious open floorplan with beautiful hardwood floors, separate living and family rooms, formal dining room, home office, and a generously sized island kitchen. The impressive primary suite includes a private bath, walk-in closet, and private balcony. Two additional bedrooms, a full bath, and laundry complete the second level. The third level offers a versatile loft area and bonus room—perfect for a home office, playroom, or additional living space. The full basement apartment has its own separate entrance and includes a large kitchen, living room, two bedrooms, full bath, and separate laundry, providing excellent flexibility and privacy. Enjoy the private fenced backyard and spacious deck, perfect for outdoor entertaining and relaxing. Located in desirable Belvedere, with easy access to downtown Charlottesville, UVA, shopping and more.

Single Family

  • Price
  • $ 669,000
  • City
  • Charlottesville
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • Albemarle
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.1 Acres
  • Zip
  • 22901
  • Sqr Footage
  • 3,578
  • Year Built
  • 2010
  • Taxes
  • $ 6299
  • Style
  • MLS#
  • 680535
Listed By: HOMESELL REALTY
Data Source: Charlottesville MLS (CAARMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Harrisonburg, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Agnor Elementary School
Middle School Burley Middle School
High School Albemarle High School

Price History

8/10/2026 Listed $675,000
9/17/2026 1% - $669,000

Property vs Zip Code Average in 22901

Price
AVG $1.05M
$670K
Year Built
AVG 1998
2010

Areas That We Cover

821 Cole St Charlottesville, VA is a Single Family Home for sale at $669000 with 3578 sqft and a lot size of 0.1 Acres Acre(s). 821 Cole St Charlottesville has 5 bedrooms, 3 baths and was built in 2010. The property's zip code is 22901 which is in Charlottesville, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.