Daniel Simmers

142 Island Hill Rd

Palmyra, VA
$ 495,000 Beds 4 Baths 2.5 Sq 2,397 Virtual Tour
Monthly Estimate* How much can I afford?

ASSUMABLE LOAN available at 4.6%! A beautifully maintained home built in 2022 and located in the Island Hill community. Offering nearly 2,400 finished square feet, this spacious home features 4 bedrooms, 2.5 baths, and a flexible floor plan designed for everyday living and entertaining. The main level offers a welcoming foyer, comfortable living spaces, a family room, and an open kitchen that serves as the heart of the home. Upstairs, you'll find a spacious primary suite along with three additional bedrooms, a full bath, and the convenience of an upper-level laundry room. The finished basement provides excellent potential for additional living space, a recreation room, home gym, office, or simply valuable storage. Situated on a nearly half-acre lot, the property offers plenty of outdoor space to enjoy while benefiting from the convenience of a newer construction home and situated on a dead end cul de sac street. With an attached two-car garage and a location convenient to Palmyra, Lake Monticello, Charlottesville, and surrounding Central Virginia amenities, this home offers space, flexibility, and modern living in an established community.

Single Family

  • Price
  • $ 495,000
  • City
  • Palmyra
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Fluvanna
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.48 Acres
  • Zip
  • 22963
  • Sqr Footage
  • 2,397
  • Year Built
  • 2022
  • Taxes
  • $ 3117
  • Style
  • MLS#
  • 680694
Listed By: FRANK HARDY SOTHEBY'S INTERNATIONAL REALTY
Data Source: Charlottesville MLS (CAARMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Harrisonburg, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Central (Fluvanna) Elementary School
Middle School Fluvanna Middle School
High School Fluvanna High School

Price History

8/21/2026 Listed $495,000

Property vs Zip Code Average in 22963

Price
AVG $570K
$500K
Taxes
AVG $3,323
$3,117
Year Built
AVG 2000
2022

Areas That We Cover

142 Island Hill Rd Palmyra, VA is a Single Family Home for sale at $495000 with 2397 sqft and a lot size of 0.48 Acres Acre(s). 142 Island Hill Rd Palmyra has 4 bedrooms, 2 baths and was built in 2022. The property's zip code is 22963 which is in Palmyra, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Daniel Simmers

Daniel Simmers

540-810-1374

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