Daniel Simmers

13 Horseback Ln

Palmyra, VA
$ 389,900 Beds 4 Baths 3 Sq 2,810
Monthly Estimate* How much can I afford?

Spacious 4-bedroom, 3-bath home with 2,810 finished square feet located in the desirable Lake Monticello community! Tucked near the end of a quiet street with a cul-de-sac, this home offers plenty of indoor and outdoor living space along with a large two-car garage and fenced backyard. The carpet-free interior features bamboo flooring throughout the main level and ceramic tile on the finished terrace level. The kitchen offers granite countertops and plenty of space for everyday living and entertaining. Downstairs, the finished terrace level provides flexible additional living space for a family room, recreation area, home office, guests or hobbies. Step outside to the impressive two-level rear deck overlooking the fenced backyard—perfect for relaxing, grilling and entertaining. A brand-new HVAC system installed in 2026 adds comfort and peace of mind. Enjoy all that Lake Monticello has to offer, including its 352-acre lake, beaches, golf, pool, parks, playgrounds and more, with convenient access to Charlottesville. A wonderful combination of space, updates, outdoor living and Lake Monticello amenities!

Single Family

  • Price
  • $ 389,900
  • City
  • Palmyra
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Fluvanna
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.35 Acres
  • Zip
  • 22963
  • Sqr Footage
  • 2,810
  • Year Built
  • 1990
  • Taxes
  • $ 2685
  • Style
  • MLS#
  • 681751
Listed By: LONG & FOSTER - LAKE MONTICELLO
Data Source: Charlottesville MLS (CAARMLS)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Harrisonburg, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Central (Fluvanna) Elementary School
Middle School Fluvanna Middle School
High School Fluvanna High School

Price History

9/10/2026 Listed $389,900

Property vs Zip Code Average in 22963

Price
AVG $570K
$390K
Taxes
AVG $3,323
$2,685
Year Built
AVG 2000
1990

In The Neighborhood

Areas That We Cover

13 Horseback Ln Palmyra, VA is a Single Family Home for sale at $389900 with 2810 sqft and a lot size of 0.35 Acres Acre(s). 13 Horseback Ln Palmyra has 4 bedrooms, 3 baths and was built in 1990. The property's zip code is 22963 which is in Palmyra, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Daniel Simmers

Daniel Simmers

540-810-1374

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